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Before he became a member of the Church, Peter Uglow had spent most of his adult life chasing financial success. By all outward appearances, he seemed to have found it. After all, he had owned and run several businesses.

When a local Church leader in West Midlands, England, asked Peter to join a personal finances group offered through the Church’s self-reliance initiative, he doubted that the course could teach him anything. Once Peter started attending the group, however, he quickly realized how much he still had to learn.

“The course is not just about finances; that is only half of the story,” he says. “The most important thing for me was learning to have faith in Heavenly Father—how He provides us all temporal blessings and opens the door to true self-reliance if we follow His spiritual guidance.”

As a member of a personal finances group, Peter learned practical skills such as tracking family spending, creating and living on a budget, reducing debt, and saving for the future. Using these skills, along with exercising faith in Jesus Christ and working hard, Peter and his wife repaid a large debt.

“I am feeling significantly lighter and freer without the fear associated with debt and financial disorganization,” he says. “I am feeling the abundant blessings of Heavenly Father in a way I have never felt before. I have learned how to petition Him and listen to His answers when I need help with my temporal affairs.”

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